Photo of family in home
  As a lender of last resort, the Dayton Fund builds community by helping homeowners to keep their homes.


Low income homeowners, most on fixed incomes, are facing a variety of challenges. High energy costs, medical problems, increased food costs, ongoing maintenance of their homes and predatory lending are just some of the problems they face.

The Dayton Fund for Home Rehabilitation has been in existence for over 40 years providing interest-free loans to low-income households to make needed emergency repairs to their homes. The Dayton Fund has provided loans to replace roofs, water, electric, and gas services, and repair and replace furnaces. Each loan is individually structured to meet the needs of the borrower using flexible terms with an affordable repayment schedule.

We are thankful for all who have supported us in the past. We look forward to making new partnerships that will allow us to expand our loan program to provide more assistance to Montgomery County's low-income families.




Chair William H. Johnson, Jr. - Jefferson Township
Vice Chair Peter Thornburgh - City of Dayton
Treasurer Gregory A. Hoffbauer - NewPage Corporation
Secretary Tami Hart Kirby - Associate, Porter, Wright, Morris & Arthur, LLP
Trustees Amy Clanton - Family Service Association
                Lawrence B. Clarke - J. P. Morgan Chase Bank
                Beth Deutscher - Homeownership Center of Greater Dayton
                Cora Diggs - Real Living Realty Services
                Mary Ellington - Innerwest Community Development Corporation
                David S. Gonsior - National City Mortgage Company
                Maribeth A. Graham - The Iddings Foundation
                Amos K. Jeffries - State Farm Insurance
                Lamoan I. Long - Keybank
                Roberta E. Longfellow - Montgomery County
                Laura Moore - Oberer-Thompson Company
                Don Specht - Vectren Energy Delivery of Ohio
                Ronald C. Todd II - Ronald C. Todd Associates
                John Zimmerman - Miami Valley Fair Housing Center
Honorary Jacque R. Sheley
                Wanda L. Wiedman
Staff Ellen L. Trietsch